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Cash Reward Points Terms and Conditions

Terms and Conditions for Using Shop with Card Reward Points at Kogan

In order to use your reward Points toward eligible purchases at, you must have an eligible card enrolled in a participating Rewards Program (“Eligible reward card”) and agree to the following terms and conditions. Participating Rewards Programs are Kogan Rewards, Citi Rewards, BOQ Q Rewards®, Card Services Rewards Program or Suncorp Card Rewards (“Rewards Program”). You may only enrol one eligible primary reward card at any time. Customers who are enrolled in Shop with Points at will not be eligible to pay with Qantas Frequent Flyer points on while they remain enrolled in Shop With Points at Customers who are additional card holders or enrolled in the airline rewards cards programs (Qantas Rewards Program and Emirates Skywards Miles Program) are only able to redeem their points with those airlines and therefore are not be eligible to Shop with Points.

You must complete the self-enrolment process, using your mobile and the last 4 digits of your card to enrol in Shop with Points. Any information submitted via is held in accordance to Kogan Australia Pty Ltd (Kogan) Privacy Policy. After you are enrolled, Kogan will be able to display available reward Points balances on eligible product pages and offer Shop with Points as a payment option. You may unlink your account at anytime. When you Shop with Points at, in addition to the foregoing, you also agree to the following terms and conditions:

  • In order to Shop with Points at you must have enrolled your eligible rewards card through here
  • Following a successful enrolment, you will receive an SMS confirming that your eligible reward card has been enrolled along with a confirmation when you make a purchase using rewards points.
  • To successfully redeem reward Points, your eligible reward card must be in good standing and you must have enough points to redeem. A minimum reward Points redemption applies.
  • When you redeem reward Points for a purchase using Shop with Points, reward Points will automatically be deducted from your Reward Program account balance.
  • There is no fee to redeem your reward Points at may restrict the use of reward Points for purchases of select items.
  • Purchases made with reward Points are subject to return policy, which can be found at here
  • If further redemption requirements apply, it will be disclosed to you at the time of redemption.
  • Certain items at may not be available to be purchased using reward Points and these items may change at any time.
  •'s terms and conditions apply to purchases using reward Points at and are available here.
  • Please note that if you use a partial points redemption the remaining balance will be charged to your chosen payment option via
  • These Terms and Conditions are to be read in conjunction with your Rewards Program Terms and Conditions (Kogan Money, Citi, BOQ, Suncorp, Card Services).
  • You do not earn reward Points on redemptions made with your reward Points.
  • No chargeback rights apply for points redemptions. For any points + pay redemptions chargeback rights remain for the cash portion of your transaction (if applicable).
  • You may at any time update or de-link your Shop With Points account from your account, you will need to go to the Shop with Points page in Your Account and click "Unlink" to de-register your card.

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