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The Damages Lottery
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A man slips on the dancefloor and breaks his leg – he recovers damages. A child has both legs amputated as a result of meningitis, and is awarded nothing. The law’s justification for awarding damages in the first case is that the man’s injury was the fault of someone else, while in the second case damages are denied because nobody was at fault. This critique of the present law and practice relating to damages, shows that the damages system is in fact a lottery. It contends that the public are paying far too much for an unfair and inefficient insurance system, and that reform is long overdue. The book concludes that actions for damages for injuries should be abolished and replaced with a new no-fault road accident scheme, and actions for injuries should be dealt with by individual or group insurance policies.
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